- Exam Code: Accident-and-Health-or-Sickness-Producer
- Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
- Updated: Nov 03, 2026
- Q & A: 92 Questions and Answers
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| Section | Weight | Objectives |
|---|---|---|
| General Insurance Concepts | 15% | - Fundamental Principles
|
| Maryland State-Specific Regulations | 20% | - Compliance and Enforcement
|
| Accident and Health Insurance Policies | 35% | - Policy Features
|
| Insurance Regulation | 30% | - Regulation of Producers
|
Who has the right to change the beneficiary of an accident and health policy with a revocable beneficiary designation?
Correct Answer: C 🗳️
Explanation: Only visible for Exam4Tests members. You can sign-up / login (it's free).
Short-term group disability income insurance:
Correct Answer: D 🗳️
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Which benefit is usually excluded from accident and health plan coverage?
Correct Answer: C 🗳️
Explanation: Only visible for Exam4Tests members. You can sign-up / login (it's free).
An insurance producer provided several examples to the applicant persuasively demonstrating that the insurance coverage offered under his company's policy was superior to a competitor's product. The insurance producer knew he was misrepresenting or stretching the truth in order to induce the applicant to forfeit her current policy and purchase a similar but inferior insurance policy from him. The insurance producer is involved in which one of the following unfair trade practices?
Correct Answer: A 🗳️
Explanation: Only visible for Exam4Tests members. You can sign-up / login (it's free).
Which of the following is NOT a mandated benefit in Maryland?
Correct Answer: D 🗳️
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